Individual Filing
Personal income tax, minus the personal stress
Salaried, freelancing, side-hustling, or all three, the interview adapts to how you actually earn.
Employees (PAYE)
Reconcile what your employer withheld against the 2026 bands, over-deductions become refunds.
Freelancers & remote workers
Foreign-currency invoices convert at CBN rates; export services are flagged zero-rated for VAT.
Traders & side businesses
Business income under ₦100m turnover gets small-company treatment, with expense deductions interviewed line by line.
What's covered
- PAYE reconciliation & refunds
- All 18 income types (crypto to lottery)
- Rent relief (20%, capped ₦500k)
- Pension, NHF & NHIS deductions
- Capital gains on shares & property
- Dividend & interest WHT credits
- Late filing & penalty estimates
- State IRS + FIRS routing
How it works
- 1
Answer the interview
Plain-language questions about 2026, no form numbers, no jargon.
- 2
Upload what you have
Payslips, bank statements, receipts. We extract and categorize everything.
- 3
Review & file
Smart Review checks for savings and errors, then generates your return and assessment.
- 4
Pay or get refunded
Pay by card, transfer, USSD or wallet, or track your refund to your bank account.
Free to start, pay only when you file.