FBAR Filing
US person with Nigerian accounts? Read this.
If your non-US accounts together crossed $10,000 at any moment last year, FinCEN expects Form 114 — even if you owe zero tax.
Who must file
US citizens, green-card holders and tax residents with foreign accounts (Nigerian banks count) whose combined value exceeded $10,000 at any point.
What's at stake
Non-willful violations run to five figures per violation; willful ones far higher. The deadline is April 15 with an automatic extension to October 15.
What we do
Track balances across your linked accounts, watch the threshold, prepare your account list, and remind you before every deadline.
What's covered
- Threshold monitoring across accounts
- Maximum-balance computation per account
- FinCEN Form 114 preparation data
- FATCA Form 8938 threshold checks
- Joint account & signature authority rules
- Prior-year delinquent filing guidance
- Currency conversion at Treasury rates
- Deadline reminders (Apr 15 / Oct 15)
How it works
- 1
List your foreign accounts
Banks, fintechs, brokerage and pension accounts outside the US.
- 2
We watch the threshold
Balances convert to USD and the $10,000 aggregate test runs continuously.
- 3
Export your FBAR package
Every field FinCEN's e-filing system asks for, prepared and validated.
- 4
File before the deadline
Direct link to FinCEN's BSA e-filing, plus confirmation storage in your vault.
Free to start — pay only when you file.