Remittance Center
True-cost comparison: upfront fee plus hidden FX spread, measured against the mid-market rate (₦1,642/$).
Savings calculator
Best vs worst option on $1,000.00: ₦121,883 more naira delivered.
Crypto (USDC → NGN)
Stablecoin · under 1h
Fee
$2.10
Rate
1,639
FX spread
0.18%
Delivers
₦1,635,558
Wise
Bank transfer · under 2h
Fee
$6.42
Rate
1,642
FX spread
0.00%
Delivers
₦1,631,458
LemFi
Bank transfer · under 1h
Fee
Free
Rate
1,631
FX spread
0.67%
Delivers
₦1,631,000
Taptap Send
Bank transfer · under 1h
Fee
Free
Rate
1,628
FX spread
0.85%
Delivers
₦1,628,000
Flutterwave Send
Bank transfer · 1–4h
Fee
$4.50
Rate
1,634
FX spread
0.49%
Delivers
₦1,626,647
Western Union
Cash pickup · 2–24h
Fee
$9.99
Rate
1,601
FX spread
2.50%
Delivers
₦1,585,006
MoneyGram
Cash pickup · 2–24h
Fee
$8.50
Rate
1,598
FX spread
2.68%
Delivers
₦1,584,417
Bank wire (SWIFT)
Bank transfer · 24–96h
Fee
$45.00
Rate
1,585
FX spread
3.47%
Delivers
₦1,513,675
HopperTax is a comparison service, not a money transmitter — we never hold or move your funds. Rankings are by naira delivered to the recipient; where a provider pays us a referral fee, it is disclosed inline and never affects ranking. Demo rates shown; live quotes refresh each time you open this page in production.