The true cost of sending $1,000 to Nigeria, measured properly

Every provider advertises the fee. Almost none advertise the spread — the gap between their exchange rate and the mid-market rate. On a $1,000 transfer, a 'zero-fee' provider quoting 1.5% below mid-market quietly costs more than a $7 fee at the mid-market rate.

Our Remittance Center measures both: upfront fee plus FX spread, converted into one number — naira delivered per dollar sent. Digital-first providers typically land within 0–0.9% of mid-market; legacy cash-pickup networks often exceed 2.5% all-in.

Speed matters too: same-corridor transfers range from minutes to four business days. The comparison shows arrival windows next to cost so you can trade speed against price deliberately.

HopperTax never moves money — we show true cost and link you out. No custody, no conflicts, just the math.